Your needs are our top priority
Here at Megastar we are committed to educating you in order to make the right decision regarding your home financing. Our staff is dedicated to helping you and your family have the best financing experience. When it comes to finding a lender, Megastar Financial has the professionals that care and are able to get the job done.
We are a different breed of lender
Megastar Financial is dedicated to giving back to our community. Our passion is to not only to provide home financing to families but also to impact our community through giving back. Some of the Organizations we support are Nor Cal Think Pink, Local Backpack Giveaway, Wings of Angels, and Living Hope. Check out more about these great causes.
The Loan Process in 6 Easy Steps
Step 1 - Estimated Fees and Disclosures
After receiving the contract, we request the estimated fees from your title company. After receiving the fees we schedule an appointment to review the closing fees, your disclosures, and the good faith estimate. We also go over the exact payment and interest rate.
Step 2 - Ordering Appraisal and Locking Interest Rate
After reviewing your disclosures we are now ready to order your appraisal and lock in your interest rate. At this time we are still gathering all income documentation and reviewing for accuracy.
Step 3 - Sending Loan to Underwriter
Once we have received your appraisal and all income documentation is complete we are now ready to send your loan to the underwriting department for review.
Step 4 - Preparing Your Final Loan Documents
After underwriting review is complete the underwriter will give us a “clear to close” this means that the loan has been approved and we are ready to close. We then email your loan documents to the title company.
Step 5 - Signing Your Loan Documents
After the title company prepares your loan documents they will give you a call to schedule your loan signing. The final loan signing will be with a notary and will be the final documents to sign before getting your keys.
Step 6 - Recording and Recieving Your Keys
Once the final documents are signed the title company is ready to record your name on the title with the county. Once the recording is complete your real estate agent will give you your keys and your are now a proud new HOME OWNER!
We're Here To Help You Find The Loan that Fits You Best
We can't thank you enough Pete for getting this loan for us. We are so greatful for how quickly this all came together. We have comfortable payments, and a wonderful new home. We are so grateful. Megastar God has blessed you!!! You were always there helping us with any question that arose. Overjoyed with how easy this was for us. From start to finish 31 days. Now that's something to be proud of Pete! If we ever do this again we will be calling you!